IRS Resolution • Affordable Payments

IRS Installment Agreement — a realistic monthly plan you can keep

We help you qualify for the right payment plan, match it to your budget, and keep you compliant—so levies, liens, and penalties don’t spiral out of control.

Free Case Review Plan types we set up

≤ $50k

Streamlined threshold

72–84 mo

Typical terms

2,000+

Clients helped

A+

BBB Rating

What it is

A formal IRS payment plan

An Installment Agreement lets you pay over time. We select the right plan type, calculate a supportable payment, file the request cleanly, and keep your case in good standing.

How our setup works

When a payment plan helps most

Balance due or new tax bill

You owe for current/past years and need a manageable monthly plan.

Levy/lien pressure

A compliant Installment Agreement can stop or prevent aggressive collections.

Terminated/Defaulted plan

We reinstate with realistic terms and fix the compliance issues that caused default.

Installment Agreement types we set up

Streamlined IA

For qualifying balances—fast processing with minimal financial disclosure and terms up to 72–84 months.

Regular/Partial-Pay IA

Tailored to your finances; in partial-pay, monthly amounts may not fully amortize before CSED.

Guaranteed IA

For smaller balances under specific thresholds, with simple eligibility and fixed terms.

“CNC” + Future IA

If hardship applies now, we may first request Currently Not Collectible, then convert to IA when feasible.

Process

Our payment plan process

Free consultation. Review notices, balances, and your budget.
Compliance check. File missing returns and set up withholding/estimates.
Plan selection. Choose streamlined, guaranteed, regular, or partial-pay based on your facts.
Submission & negotiation. File the request, support the numbers, and secure approval.
Maintenance. Keep you current, prevent default, and adjust if life changes.

Eligibility & best practices

What improves approval

All required returns filed and current-year payments on track
Realistic, documented income and expenses
No recent IA defaults (or a clear fix if you had one)
Direct debit to avoid missed payments

Avoid default

Make every monthly payment on time
Stay current with new-year tax (withholding/estimates)
Tell us early if your finances change—we can adjust
Keep address/contact info updated with the IRS

Related services

IRS Fresh Start

Expanded paths to set up plans and reduce collection pressure.

Penalty Abatements

Cut penalties with reasonable-cause arguments or first-time abatement.

Collection Appeals

Challenge levies/liens and protect income while your plan is arranged.

FAQs

Will an Installment Agreement stop a levy?

Approval or pending review can halt many collection actions if you’re compliant. We move quickly to protect you.

How is my monthly payment calculated?

By plan type, balance, and your verified cash flow. We model several options and support the most affordable figure.

Can I change the plan later?

Yes. If your income/expenses change, we can request a modification to avoid default.

What if I also qualify for OIC?

We’ll compare Offer in Compromise vs. IA and choose the route with the best long-term outcome.

Make the IRS bill manageable

We’ll set up a plan that fits your budget and keeps collections off your back.

Schedule a Free Consultation

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